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This information is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold an insurance product, you must read the Combined Product Disclosure Statement (PDS) and Financial Services Guide (FSG). The PDS/FSG contains important information which will help you understand the product, including what's covered and what's not covered and to help you decide whether it is appropriate for you and whether to use any of the services we offer.

Products are issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life or insurer) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL Life is not part of the Suncorp Group. TAL Life uses the AAMI brand (a brand of the Suncorp network) under licence. TAL Direct Pty Limited ABN 39 084 666017 AFSL 243260 (TAL Direct) has been authorised under an arrangement with the insurer to enter into, vary or cancel insurance cover and manage, administer and settle claims on behalf of the insurer as if it were the insurer. TAL Direct and TAL Life are part of the TAL group of companies.

From time to time AAMI and TAL group companies ('we' or 'us' collectively or singularly/separately where the context requires) may use your information to promote, market and offer (including via telephone, mail, email and SMS or other electronic messages) our products (including life and general insurance, banking and superannuation) and services under the AAMI brand to you. For more information about our marketing practices please refer to the 'Your Privacy' section of the PDS/FSG and our privacy policies. If you do not want to receive telemarketing calls (i.e. withdraw your request to receive marketing calls), or any information on other products (including life and general insurance, banking and superannuation) or services offered under the AAMI brand by us or the insurer, please contact us on 1300 420 233 or email customerservice@aamilifeinsurance.com.au.

The ways in which your personal information is collected, used, secured and disclosed, are set out in the respective privacy policies of TAL and AAMI which are available at tal.com.au/privacy and aami.com.au/lifeprivacy, and are free of charge on request.